We offer a guaranteed* up front price.

Whether you are a Doctor, Executive, Veterinarian, Attorney, Dentist, Architect, Accountant, Engineer, Business Owner, or other Professional, the choices you make around your income Protection Strategies play a crucial role in the stability of you and your family's financial life. Our specialists work exclusively with highly compensated professionals who require true Own Occupation Long Term Disability Insurance that is Non-Cancelable and Guaranteed Renewable.

Medical Specialists (like radiologists, oral surgeons, emergency room physicians, anesthesiologists, optometrists, psychologists, etc.) can rest assured that their sub-specialty (as recognized by the American Board of Medical Specialties) is considered their Own Occupation in the Disability Insurance contracts we provide.

Medical Students in Residency, Seniors in Professional Schooling (like Dental or MBA Students), and other Professionals in their first year of their careers (like Attorneys, Physicians, Dentists, CPAs, Architects) may be eligible to obtain Disability Income Protection with future buy-up options without current proof of income.

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Disability Insurance for Professionals